Rampant Claims Undertaken By Insurance Fraud Investigator Philadelphia

By Linda Ruiz


There is no justification of crime. Whether a person is doing it in order to put food on their table or for any other sympathetic purpose, crime is always crime. Even when one commits it unknowingly, it remains a crime. Insurance fraud is that one white collar crime that has to be prosecuted and it has deep roots in Philadelphia, PA. Sometimes fraudsters get away with it but many are times when they do not manage it.

To decode if a transaction is fraudulent could be a hard nut to crack since some fraudsters are quite cunning. It is only a person who is good in people skills, meticulous to detail and has an inquisitive mind that can crackdown the unscrupulous deals. Such a person will follow the proceedings of the claim carefully and draw the right conclusion. Therefore, for a reliable insurance fraud investigator Philadelphia residents should seek the hand of staffs in the fraud section of the attorney general or renown investigative entities.

The legislature of Pennsylvania considers these types of frauds to be serious crimes since 1990 and law have been set to cub the menace. The penalties to be charged for these offences are stipulated in the Pennsylvania Insurance Fraud Statute and vary with the sequence of crimes committed. For the first and second offense the civil penalties are $5,000 and $10,000 respectively and each subsequent offence attracts a $15,000 penalty.

Being convicted or fined is the rightful penalty for fraudsters, one might say. However, it is important for everyone to take it upon themselves to report fraudsters to the investigative department. This is because the offense is not only committed against the company but also affects every citizen. Simply because, premiums have to be overcharged in order to provide enough cash for the fraud section to operate properly.

Indirectly, though, swindling of money may lead to increased cost of goods, services, health care and business expenses. This is cash that can be saved for other salient duties but, on the contrary, it is reserved to combat these unscrupulous deals. The appalling thing, however, is that this type of crime keeps on increasing and so do the premiums and other costs keep on escalating. It is therefore, necessary to report any criminal act of this sort immediately.

All types of policies can be invaded by these deceitful people. Even those that one may not think of can be culpable of filling dubious claims. This is the reason why every person concerned with the filing must be investigated since it sometimes takes collisions for a fraud to happen. In most case, the insured together with colluding law enforcers, lawyers, doctors and unscrupulous staffs are caught by the dragnet.

Fraudsters find it easy to get away with automobile insurance claims. With the help of the corrupt policemen and doctors, it's so easy to file a successful claim if investigators are not involved. All one needs is to hide the car, lodge a claim for vehicle theft and sail through quite well is though investigation is not undertaken. It is also possible to stage manage an accident, call the police, get a report, bribe an unethical doctor and get away with a hefty amount if thorough investigation is not undertaken.

Health care insurance is the other policy that has not escaped the minds of fraudsters. In most cases, the doctors are held culpable of billing for services they did not undertake or overstating their bills. Generally, there is no any field of insurance policies that can escape the eye of fraudsters. They look for every opportunity to hoodwink the companies and that is the primary reason that calls for a fraud investigator.




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